Has the IRS Become the ‘Fifth Child’ in Your Estate Plan?

How much of your retirement savings could end up going to the IRS instead of your family? Listen to explore how taxes can quietly reshape retirement income and reduce what heirs ultimately receive from pre-tax assets like IRAs and 401(k)s. Mark Falter walks through a real-world example of a family navigating inherited retirement accounts, explains the impact of required minimum distributions and the 10-year rule for beneficiary IRAs and discusses why Roth conversions should be guided by analysis rather than guesswork. You’ll also discover how tax planning, investment strategy and estate planning work together, including a look at Indexed Universal Life as a tool that may help address multiple planning objectives. Don’t let taxes retire you!