Past Episodes
Preparing for a Potential Market Correction in 2026
Could 2026 bring a significant market correction? Financial analyst Phon Vilayoune joins the show to explore the factors that could lead to a downturn, including debt accumulation tied to AI and cryptocurrency. We discuss how retirees and pre-retirees can help preserve their portfolios from losses, with strategies like structured notes, fixed income investments and annuities. Drawing comparisons to the dot-com bust of the late 1990s, Mark and Phon emphasize the strategies behind safeguarding your hard-earned retirement savings from the unexpected.
Top 10 Year-End Tax Saving Tips for 2025
As the year ends, it’s the perfect time to take advantage of strategies that can reduce your tax burden both now and in the future. Host Mark Falter shares his top 10 year-end tax savings tips, covering everything from understanding your tax bracket and tax loss harvesting to charitable giving strategies like donor-advised funds and Qualified Charitable Distributions (QCDs). Mark also discusses the benefits of Roth conversions, maximizing contributions to retirement plans and leveraging HSAs and FSAs. So, are you ready to enter the new year with a fresh approach to taxes?
Indexed Universal Life: The Swiss Army Knife of Retirement Planning
Like a Swiss Army Knife, Indexed Universal Life (IUL) insurance is a simple-yet-versatile tool that can address multiple needs. Listen to discover how an IUL offers tax-free growth, a tax-free death benefit and even long-term care coverage. Unlike traditional retirement accounts, an IUL helps protect against market downturns and legislative risks, making it a powerful addition to your financial strategy. Whether you’re looking to convert taxable assets, cover future care expenses or leave a legacy, it’s time to unpack how an IUL can be the all-in-one solution for your retirement planning.
Is There a Bubble? Navigating Market Risks and Retirement Income
Are we on the verge of another market bubble, similar to the 1990s dot-com era? Explore the signs of potential overhype in today’s market and what it means for both younger investors and those nearing retirement. This episode highlights the importance of protecting your portfolio from bad sequences of returns, especially during market corrections, and discusses strategies to reallocate and make your investments safer. Whether you’re planning for growth or stability, don’t miss this take on why “boring” investments might be the smartest move for your retirement.