Past Episodes
Managing in the Middle: Investing for Retirement Income
Does your financial advisor manage assets in the extremes? If so, they may be missing the mark. Explore why the industry often gravitates toward super conservative or aggressive strategies, leaving a critical gap in the middle. Host Mark Falter argues that focusing on income-generating options is often the missing piece for a more consistent retirement income strategy. Discover the types of investments that thrive in this overlooked space — and why many advisors hesitate to use them.
Efficiency with Investing: Are ETFs Still Effective?
Are you investing efficiently, or are hidden fees eating into your returns? Listen to explore the importance of efficient investing, including the cost advantages of exchange-traded funds (ETFs) over mutual funds and how to identify high-expense mutual funds. Host Mark Falter also shares key questions to ask financial advisors to determine if they are truly putting your best interests first. Don’t let inefficiencies drain your returns! This episode is a must-listen for anyone looking to make their investments work harder.
Crypto Scams and the Psychology of Retirement
Cryptocurrency offers exciting opportunities, but it also comes with significant risks. Mark and Caleb Falter discuss how to navigate the volatile world of crypto, avoid scams and make important investment decisions. This episode also explores the psychological aspects of retirement, including transitioning from growth to income, developing hobbies and redefining your identity after leaving the workforce. Whether you’re curious about crypto or simply preparing for retirement, you’ll pick up practical advice to help you make more informed decisions.
How Interest Rates Work
How do changing interest rates and market trends impact your retirement income? Mark Falter breaks down the Federal Reserve’s influence on short-term and long-term rates, the potential for an AI-driven market bubble and the importance of reevaluating annuities in light of rising treasury rates. Mark also discusses the benefits of reallocating investments to mitigate risks and the value of taking income and dividends from investments rather than relying on growth. Learn how to adapt your financial plan to changing conditions, and don’t let market uncertainty derail your retirement.