Past Episodes
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The Tax-Efficient Roadmap: Navigating Section 7702
Is an invisible tax burden threatening your retirement nest egg? Mark Falter and special guest Becky Ruby Swansburg to discuss why taxes are often an overlooked risk for retirees. As legislative changes shift the financial landscape, Becky explains how Indexed Universal Life (IUL) policies — backed by Section 7702 of the U.S. tax code — can provide a strategic alternative to traditional accounts. Explore the mechanics of tax-advantaged income accessibility and how these versatile tools can offer a dual benefit for long-term care needs. Learn how moving toward “the road less taxed” can help you keep more of what you’ve spent a lifetime saving.
The Sweet Spot: Managing Your Assets in the Middle
Between risky growth and stagnant safety is a vital middle ground where your investment strategy can thrive. Listen for host Mark Falter’s take on why focusing on the “middle” is the most effective way to generate the consistent income you need for a comfortable retirement. This episode simplifies the math behind your total returns and explains why traditional diversification might be failing to keep your portfolio productive. You’ll also learn how to audit your own statements for interest and dividends to ensure your money is actually working for you. A shift in focus from market speculation to reliable yield could be the key to finally achieving a stable financial future.
The Bridge to Solving Your Long-Term Care Needs
Many people over 65 will need long-term care with costs topping $100,000 a year. Could a sudden health decline drain your retirement savings? Explore a unique solution called EquiTrust Bridge LTC, a fixed investment that tackles common frustrations like rising premiums, claim denials and traditional policies where you use it or lose it. Whether you want an alternative to standard care insurance or have faced coverage denials in the past, this episode offers a fresh path forward to addressing — and avoiding — staggering medical bills.
Indexed Universal Life Insurance: The Swiss Army Knife of Financial Planning
What if one financial product could address multiple retirement needs? Host Mark Falter explores the versatility of Indexed Universal Life (IUL) insurance, often called the “Swiss army knife” of financial planning. This episode dives into how an IUL offers tax-free growth, a tax-free death benefit and even a long-term care benefit — all while avoiding market risk. Mark breaks down how IULs are linked to stock market indexes, allowing for growth without the downside of market volatility. Discover how an IUL could fit into your financial strategy and provide solutions for today’s retirement challenges.