Past Episodes
Determining the Right Savings and Strategy for Retirement
On this episode of “The Retirement Income Hour,” Mark Falter dives into the critical question, “How much money does it take to retire?” He breaks down the importance of understanding monthly income needs, factoring in Social Security, pensions and inflation to calculate a realistic savings target. Mark emphasizes the importance of transitioning from growth-focused investments to income-generating portfolios as retirement nears. He also highlights key risks to avoid, such as reverse dollar cost averaging and market volatility. This episode offers listeners a step-by-step approach to crafting their retirement recipe.
Listen to this episode here: Past Episodes
Sound Tax Strategies for Retirement Planning
On this episode of “The Retirement Income Hour,” Mark Falter offers crucial insights into tax strategies for retirees. He addresses key approaches like Roth conversions, indexed universal life policies, qualified charitable distributions (QCDs), donor-advised funds and tax-loss harvesting to help optimize your retirement income. Additionally, he explores the upcoming tax changes anticipated in 2026 and how early planning can mitigate their impact. Special guest Terry Megli from City Union Mission joins the discussion to share charitable contribution strategies that benefit both donors and their communities. Learn how to effectively reduce tax burdens while supporting causes you care about.
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Tax Planning and Gifting Opportunities in Retirement
On this episode of “The Retirement Income Hour,” host Mark Falter discusses actionable ways to approach tax planning during retirement, emphasizing tools like qualified charitable distributions, appreciated stock donations and gifting vehicles to support impactful causes. Featured guest Terry Megli, CEO of City Union Mission, shares insights on addressing homelessness in Kansas City and details the organization’s upcoming 100th anniversary celebration. The episode also explores strategies for managing portfolio risk and the shift to income-focused investments for retirees, providing informational guidance to listeners navigating their financial futures.
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Understanding Risk in Retirement Portfolios
On this episode of “The Retirement Income Hour,” Mark Falter explores the concept of risk in retirement portfolios, particularly focusing on volatility and its impact on retirement income strategies. With practical analogies, he explains the differences between growth and income-focused investments, offering insights into managing standard deviation while transitioning to income-based portfolios. Mark also discusses tools like risk analysis reports and the importance of aligning investment strategies with retirement phases. Learn how to create a sustainable income strategy while reducing unnecessary portfolio risk.
Listen to this episode here: Past Episodes