Past Episodes

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Navigating the Long-Term Care Challenge

March 14, 2026

What does planning for long-term care really involve? Host Mark Falter examines the realities, costs and myths of long-term care and why it’s a topic that can’t be ignored. This episode covers the potential impact on retirement savings, the types of care available and how to prepare for the unexpected. Learn what pitfalls many families face, as well as practical approaches to building a solid plan for future care needs. Get the facts you need to start the conversation about long-term care.

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Social Security Timing: A Bird in the Hand Is Worth Two in the Bush

March 7, 2026

Is it better to claim Social Security early or wait for a larger benefit? Dive into this age-old debate and the trade-offs between taking benefits sooner versus holding out for a potentially higher payout. This episode unpacks the factors that influence this key decision, including life expectancy, financial needs and opportunity costs. Host Mark Falter gives practical examples and clear insights to help you weigh the value of what’s available now versus the promise of more later. Don’t miss this discussion on making the most of one of retirement’s most important decisions!

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Protect Your Wealth, Protect Your Family: Estate Planning

February 21, 2026

No one wants the government, the courts, or chaos determining what happens to their life’s works when they’re gone. Mark Falter explains why a solid estate plan is crucial to avoid government intervention and potential family disputes. This episode covers key strategies for avoiding unnecessary legal costs like probate, minimizing estate taxes with trusts and preserving assets from Medicaid spend-down. You will also learn about the importance of clear beneficiary listings and the critical differences between wills and trusts. Don’t wait to outline your estate planning wishes until it’s too late — your loved ones will thank you later!

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Managing in the Middle: Investing for Retirement Income

February 14, 2026

Does your financial advisor manage assets in the extremes? If so, they may be missing the mark. Explore why the industry often gravitates toward super conservative or aggressive strategies, leaving a critical gap in the middle. Host Mark Falter argues that focusing on income-generating options is often the missing piece for a more consistent retirement income strategy. Discover the types of investments that thrive in this overlooked space — and why many advisors hesitate to use them.

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