Past Episodes
Some appearances are sponsored content or the result of paid advertising.
Estate Planning Essentials: Securing Your Legacy and Loved Ones
Estate planning is how your values and decisions guide your family’s future, even after you’re gone. Dive into the essentials of the often overlooked strategy, from the differences between wills and trusts to the importance of beneficiary designations and powers of attorney. You’ll also learn the benefits of trusts, such as avoiding probate and providing clear instructions for asset distribution, and the role of special needs trusts and irrevocable trusts for Medicaid planning. This episode offers practical insights to help you protect your loved ones and secure your legacy. Don’t leave your family’s future to chance.
Turning Your Portfolio into a Paycheck
How do you turn your retirement savings into a reliable paycheck? Mark Falter breaks down the math behind creating consistent income from your portfolio. He explains the risks of reverse dollar cost averaging, the importance of focusing on income rather than growth and how to avoid depleting your principal. This episode also explores the benefits of upgrading life insurance policies, including tax-free income, long-term care coverage and market appreciation with limited downside risk. Don’t let outdated strategies hold you back. Learn how to make your portfolio work smarter for your retirement goals.
Life Insurance Upgrades: Maximizing Benefits for Retirement
Is your life insurance policy keeping up with your financial needs? Mark Falter explores how upgrading your life insurance can unlock benefits like tax-free income, long-term care coverage and market appreciation with minimal downside risk. We break down the advantages of Index Universal Life (IUL) policies, debunk common myths about life insurance and explain why term life insurance might not always be the best fit. This episode can help you rethink how life insurance fits into your overall financial plan, so don’t let an outdated policy hold you back — and learn how to make your life insurance work harder for you.
The 4% Cash Flow Rule Debunked
Is the 4% cash flow rule still a reliable strategy for retirees? Host Mark Falter explains why it may no longer provide sustainable income in today’s volatile market. Joined by financial analyst Phon Vilayoune, Mark explores alternative strategies like structured notes and generating income from interest and dividends rather than relying on growth. With a potential market correction on the horizon, it’s vital to avoid selling shares during downturns. This episode offers practical steps to rethink outdated rules and create a more resilient financial future for your retirement.