Past Episodes
Simplifying Your Retirement Income Strategies
Join Mark Falter on this episode of “The Retirement Income Hour” as he explores the concept of achieving simplicity on the other side of complexity when planning your retirement income. Mark discusses overcoming the common challenges retirees face, from navigating portfolio management to creating steady income without depleting principal. He emphasizes the importance of dividends, interest and fixed income investments while debunking myths about market growth reliance. Mark also shares practical strategies, including the role of annuities and bonds, to create a consistent income stream.
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Strategies to Navigate Potential Tax Code Changes in 2026
On this episode of “The Retirement Income Hour,” Mark Falter explores the potential changes in the tax code slated for 2026 and how retirees can prepare to mitigate their impact. He breaks down the implications of rising tax brackets and the removal of the standard deduction, explaining how these shifts may affect retirement savings. Mark also introduces listeners to tax-advantageous tools like indexed universal life (IUL) policies as alternatives to Roth IRAs, discussing their benefits such as tax-free growth, long-term care provisions and reduced legislative risk.
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Estate Planning Basics for Your Future Wishes
On this episode of “The Retirement Income Hour,” Mark Falter dives into the essentials of estate planning, explaining why having a well-structured plan is crucial for minimizing probate, reducing taxes and helping ensure your loved ones are cared for. He discusses key components of a comprehensive estate plan, such as living trusts, wills and powers of attorney, and their roles in safeguarding assets. Mark also offers insights on avoiding Medicaid spend down, easing family tensions and implementing tools like “do not contest” clauses to prevent disputes.
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Preparing for Retirement: Avoiding Financial Pitfalls
On this episode of “The Retirement Income Hour,” Mark Falter discusses the challenges of market volatility and its impact on retirees. Highlighting the “Big V” concept, he explains why retirees and those nearing retirement should prioritize income stability over growth during uncertain times. He offers insights into mitigating risks like reverse dollar cost averaging and emphasizes the importance of income-driven investment strategies. Through analogies and actionable advice, Mark provides listeners with practical solutions for creating a more secure and consistent retirement income plan.
Listen to this episode here: Past Episodes