Past Episodes
Tune into this episode of “The Retirement Income Hour” with Mark Falter as he discusses why retirement investment strategies should shift from growth to income once you enter retirement or approach it. Mark emphasizes the importance of creating consistent income streams while protecting your principal, offering insights into bonds, dividends and other effective income-producing strategies. He dissects common financial misconceptions, explains the impact of short-term decision-making and outlines how to avoid risky portfolio practices. Whether you’re retiring soon or adjusting your financial approach, this episode is packed with actionable advice.
Listen to this episode here: Past Episodes
Join Mark Falter on this episode of “The Retirement Income Hour” as he explores the concept of achieving simplicity on the other side of complexity when planning your retirement income. Mark discusses overcoming the common challenges retirees face, from navigating portfolio management to creating steady income without depleting principal. He emphasizes the importance of dividends, interest and fixed income investments while debunking myths about market growth reliance. Mark also shares practical strategies, including the role of annuities and bonds, to create a consistent income stream.
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On this episode of “The Retirement Income Hour,” Mark Falter explores the potential changes in the tax code slated for 2026 and how retirees can prepare to mitigate their impact. He breaks down the implications of rising tax brackets and the removal of the standard deduction, explaining how these shifts may affect retirement savings. Mark also introduces listeners to tax-advantageous tools like indexed universal life (IUL) policies as alternatives to Roth IRAs, discussing their benefits such as tax-free growth, long-term care provisions and reduced legislative risk.
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On this episode of “The Retirement Income Hour,” Mark Falter dives into the essentials of estate planning, explaining why having a well-structured plan is crucial for minimizing probate, reducing taxes and helping ensure your loved ones are cared for. He discusses key components of a comprehensive estate plan, such as living trusts, wills and powers of attorney, and their roles in safeguarding assets. Mark also offers insights on avoiding Medicaid spend down, easing family tensions and implementing tools like “do not contest” clauses to prevent disputes.
Listen to this episode here: Past Episodes